Welcome to the new Carillo & Howland

Carillo & Howland provides custom personal and commercial insurance solutions. Our locally owned agency is committed to helping each client acquire the broadest coverage at the most reasonable cost. From offices in Windsor Locks and Somers Connecticut, we serve clients throughout New England.

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Rather than being tied to one insurance company, our agents have access to a wide range of options. Whether you need personal insurance to protect your auto, house or valuables, or you are a business owner looking for an economical commercial policy package, we will strive to provide the best possible solution.   We have minimum standards that exceed the state minimums. We support your right to choose your own coverage but we work hard to make sure you choose the right coverage!   Our best value to you is advocacy. We will not write you and walk. We support you in all facets of your policy life cycle!


Our Companies




Your Insurance Options, Explained  

It is easy to get lost in the insurance maze. Our staff will educate and guide you through your options. Whether you are wondering about insurance for your teenage driver or determining the costs of general liability insurance for your family owned business, we will work on your behalf to find policies that meet your needs. As your advisor, our goal is to ensure that you have the coverage you need.


Contact Our Independent Agency Today  

As a Trusted Choice agency we stick to a code of conduct that is increasingly rare in our industry. We commit ourselves to continuing education so we remain cutting edge. We invest in the best systems that rival the carriers we sell for. And we support our staff in whatever way they need so you get the very best experience. And we do NOT work on commission. Our staff is paid a salary; they sell what is right for you, not what is right for them.


    If you would like to obtain your home, auto or commercial insurance from a Connecticut agency committed to your community, contact our office. We look forward to working with you and we appreciate any opportunity to earn your business!


Kitt from West Hartford


Carol from Somers